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Welcome to TOPCHIYSKA.COM — My Personal Blog!

Thanks for following me! I  hope you find the information and analyses I share helpful. I created this website for few different purposes but keeping it as a personal blog seems to be the best! I also hope to connect with like minded people who share the same interests in finance, investments, gender equality, women rights and few other topics.

Little bit about ME

I’m a Bulgarian-American with versatile skills and many interests. I love learning things and I am a self-taught skier, sailor, guitar player and currently studying German. I am a hard worker and my life philosophy circulates around the belief that having different skills is what matters the most in the end.

Skills payoff better than just knowledge.

I have a bachelors in International Studies from Brigham Young University and a masters in Business Finance from International Business School. No, not going for that PhD. Done with school for now. 🙂 

I have worked since the age of 16 in different industries. I have worked in: restaurants, hospitality, transportation, financial institutions, sales and I am self-employed in the present. I love to help others and to be of service, so I love spending my time working as a volunteer. So far I have had the chance to work as a volunteer in the following capacities:

  • Religious Volunteer for various philanthropic and leadership activities in Western Michigan
  • Wine festival representative in Bulgaria (3 years in a row)
  • Wine festival volunteer during the Nantucket Wine Festival’19
  • Old books seller to raise money for orphanages in Bulgaria thru JCI (Junior Chamber International)
  • Logistics, sailing, research, souvenir sales volunteer during the Volvo Ocean Race’18 in Rhode Island

I have participated in smaller volunteer projects during high school and college too, but if you know of volunteer opportunities that I may join, please share! 🙂


Starting today I will be maintaining this personal blog website. I will try and post as often as I can. 

But I love to read, play sports, play my guitar and to self-teach myself different skills. I have many favorite books, but one that has stood out to me the most is How to win friends and influence people. I am currently reading:

  • The Journey of Souls

I maintain a never ending list with book titles I want to conquer, so if you have read some amazing books, please share! 🙂

Favorite news sources: CNBC, Foreign Affairs, The Washington Post, The Wall Street Journal

Finance news and updates: Motley Fool & Yahoo!Finance


I currently call myself a “Island Concierge & Trip Planner”. It is something I started back in 2017 and I love doing it. It’s one of those things where you can’t wait for the morning to come so you can get to it. It’s more of a hobby and I love working on it in my free time while also pursuing a  “grown ups” career too. 

You can find more about it here: https://customtrip.org

Feel free to learn more about my professional experience and to connect with me on LinkedIn. Always looking to grow my network!  https://www.linkedin.com/in/silviyatopchiyska/


Never compare yourself to others, you are humiliating yourself this way

A life change began…by a simple step

It is my goal to grow my blog and to make it useful with well thought out and real-time content. I want my readers to leave my website inspired, with new goals and motivation in hand. I also want them to know that though life might seem unfair most of the time it is always super fair as long as I/you/we are being ourselves!

English is my second language and while I strive to excel in it, it is still a second language. I apologize in advance for misspelling, misused words, grammatical errors. I tend to keep the content of my blog posts casual, easy to read and understand. I hope that you will focus on the message, not on the words.

I also speak Greek,French, Russian, Bulgarian and learning German now, so if you speak any of those languages, please feel  free to connect! We can collaborate. 🙂 

Thanks for following me and feel free to ask questions or schedule a “chit-chat” session! It’s FREE!





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